I went to the store last friday to get an all new contract. *Family share
1200* with 3 lines and 3 new phones.
WELL! MY GOD! $3000 deposit required for new activation. that is $1000 on
each of 3 lines. WOW!
The sales rep wasn't too helpful. He offered run my credit again. One
inquiry in my file is enough, thank you.
So I sent VZW this email when I got home:
I was just at your "Somewhere in M.A." store to buy new
service and phones. I was told I would need a $1000 deposit per line!
WoW! I want to know why? I could do a $200 deposit but $3000! WoW! It
would be cheaper to pay a whole year of service ahead of time and full
price of phones but the sales rep said I would still need to make the
deposit. What gives?
Old lurker
----------------------------------------------------
I recieved this response Sunday:
Dear Old lurker,
Thank you for contacting Verizon Wireless through our website. We apologize
for
the delay in responding to your inquiry.
Thank you for contacting us regarding our security deposit policy.
Verizon Wireless checks the credit of all potential customers. We believe
the
deposit we requested is fair and reasonable, considering the expenditures
and
risks incurred in the wireless industry with new accounts. Your application
was
processed by an automated system that reviews credit information provided by
consumer credit bureaus. The information we received in processing your
application unfortunately did not enable us to approve your request for
service
without a security deposit.
The credit bureau played no part in our decision to request a security
deposit,
other than providing us with credit information. Under the Fair Credit
Reporting Act, you have the right to know the information provided to us.
It
can be obtained by contacting our Credit Orders and Operations Department at
800-382-7116.
Please remember, as part of our Worry Free Guarantee you will enjoy the
largest,
most reliable nationwide wireless network. Feel free to contact us again
through www.VerizonWireless.com if you have any further questions.
Sincerely,
Teresa
Verizon Wireless
Customer Service
-----------------------------------------------
So I sent this email monday:
Thank you for sending me this information.
I called your Credit Orders and Operations Department at 800-382-7116 and
was told there is a single negative trade line in my Trans Union file. I am
aware of it but have not been able to get it updated properly these past few
years. Onestly I haven't put the time into it. As I am sure you know
maintaining ones credit file can be a time consuming exercise.
Regardless, my fico score should be high enough to obtain a contract though
VZW. Is there some compromise we can come to on the deposit? I could go as
high as $200 per line. You see I realy do want VZW service in preference to
another carrier. however I just can't see putting down $1000 deposit per
line despite the how much I prefer VZW.
Your effort is greatly appreciated. Please don't feel rushed.
Old lurker
---------------------------------------------
And recieved this response yesterday:
Dear Old lurker,
Thank you for contacting Verizon Wireless through our website.
Your questions require a more detailed analysis than the e-mail format will
allow.
We would like to extend you the opportunity to contact a Verizon Wireless
representative to discuss your inquiry over the phone.
Please contact our Verizon Wireless Customer Service Department by calling
800-922-0204.
As a quick reminder, you can dial #646 and send for minutes used, and #225
and
send for your balance. Both calls are airtime free!
Please remember, as part of our Worry Free Guarantee if you ever have a
problem,
it becomes our problem the first time you contact us. Feel free to contact
us
again through www.VerizonWireless.com if you have any further questions.
Sincerely,
Kelley
Verizon Wireless
Customer Service
--------------------------------------------
So I just called the Customer Service Department.
Well, after going though the "I'll transfer you" merri-go-round I ended up
back in the Credit Orders and Operations Department.
So I ask again if I can get the deposit reduced.? Wait.- put on hold.-
Wait. - Talk to manager. - Wait. - He comes back and says "there is nothing
we can do" it is $1000 depost per line, $3000 deposit total. I offered to
pay the full price for the phones and a whole year of service up front.
"there is nothing we can do".
So I Thanked him for his time and told him to have a nice day.
sheeeesh! credit should have NOTHING to do with wireless. reasonable???
risks??
>I went to the store last friday to get an all new contract. *Family share
>1200* with 3 lines and 3 new phones.
>
>WELL! MY GOD! $3000 deposit required for new activation. that is $1000 on
>each of 3 lines. WOW!
Wow! You must have bad credit!
>The sales rep wasn't too helpful. He offered run my credit again. One
>inquiry in my file is enough, thank you.
So, in other words, he offered to check again to make sure it wasn't
an error, but you, knowing your credit is sh.t, told him not to
bother.
>So I sent VZW this email when I got home:
>
[quoted text clipped - 4 lines]
>price of phones but the sales rep said I would still need to make the
>deposit. What gives?
Dear Doesn't Understand Liability,
Even if you buy the phones and pay the entire year in advance, you
can still run up enormous overage bills by gabbing on the phone for
longer than your minutes package allows. Since you have shitty
credit, which means you aren't trustworthy to pay your bills, it's too
much of a risk to let you be a customer, unless you're willing to give
them three thousand bucks in advance in case you try to screw them as
your credit report suggests you've screwed others in the past.
>Old lurker
>
[quoted text clipped - 4 lines]
>Dear Old lurker,
> Tough cookies, hombre! (my paraphrase)
<snip>
>-----------------------------------------------
>
[quoted text clipped - 7 lines]
>years. Onestly I haven't put the time into it. As I am sure you know
>maintaining ones credit file can be a time consuming exercise.
Owning cell phones and paying your phone bill on time can be a time
consuming exercise, too. Maybe if you consumed a bit more of your
time with keeping your financial word, companies would be more likely
to trust you.
>Regardless, my fico score should be high enough to obtain a contract though
>VZW.
Guess not!
> sheeeesh! credit should have NOTHING to do with wireless. reasonable???
>risks??
Oh, you poor thing. You've been irresponsibe and now people don't
trust you. It's probably this sort of "it's never my fault" attitude
that got you in the fix you're in right now.
Credit is a measure of how responsible you are with your money and
how you treat those you do business with. Clean up your finances.
Pay your bills on time. Don't borrow more than you can pay back. Be
honest. Keep to these principals, and you will never have trouble
getting a bank/lender/cellular provider/whatever to trust you (trust
you as far as your wages will throw you, anyhow). Keep screwing your
finances up and forgetting to pay your creditors as you have been and
you will find that people and companies won't trust you. Surprise
surprise. Welcome back to the bed you've made.
-R
peter_may_day - 15 Jul 2004 08:07 GMT
"> honest. Keep to these principals, and you will never have trouble
> getting a bank/lender/cellular provider/whatever to trust you (trust
> you as far as your wages will throw you, anyhow). Keep screwing your
[quoted text clipped - 3 lines]
>
> -R
For your information, Lurker did get His contract after He spoke with somone
at VZW's Manhatten Offices, and explained his long standing ID Theft issue.
They still requiered a $120 deposit per line.
The point He was trying to make, is that with record numbers of Americans
the victims of ID Theft, having good credit isn't as black and white as just
paying your bills on time.
--
peter_may_day
http://groups.yahoo.com/group/who-called-me/
Directory of unlisted phone numbers
--
Popbomb - 15 Jul 2004 19:52 GMT
"R", i agree with some of the points you've made but you are one arrogant
dude. Youre the type of customer that gets slipped the refurbs we all know
that arent any good (and you'll just have to come back again anyway..ha!)
when your phone breaks, or thats given a faulty part just to get your
arrogant a$$ out of the shop. Thats what being like that gets you in verizon
land...
Get over yourself...
> Wow! You must have bad credit!
>
[quoted text clipped - 62 lines]
>
> -R
Upset - 16 Jul 2004 04:49 GMT
Wow R, talk about anger. There are tons of reasons a person could
have a bad credit score. Sometimes it's not the consumers fault.
And... if someone runs a credit check on you and it comes back
negative or bad... DO NOT HAVE THE PERSON RUN IT AGAIN! R, what the
heck is wrong with you? Did you not know that when someone runs a
credit check, it actually hurts your score. That's why if you've been
denied credit, you aren't supposed to reapply for credit until 6
months later. I repeat, DO NOT HAVE THE SAME COMPANY/CREDITOR RUN YOUR
CREDIT AGAIN FOR ATLEAST 6 MONTHS! So if the rep had re run his
credit, it would have more than likely made the situation worse. Come
on man, these are basic principles that most people understand.
Clearly there are a lot of things you don't understand. It's ok, all
of us will be more than happy to point out your mistakes.
> >I went to the store last friday to get an all new contract. *Family share
> >1200* with 3 lines and 3 new phones.
[quoted text clipped - 80 lines]
>
> -R
P T Wang - 16 Jul 2004 09:11 GMT
> And... if someone runs a credit check on you and it comes back
> negative or bad... DO NOT HAVE THE PERSON RUN IT AGAIN! R, what the
True. And ask for a free copy of the credit report.